Homeowners Insurance Quote Forms
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Homeowners Insurance Information
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Questions: What BENEFITS are you getting for ALL the money you are paying for your home insurance?
Will your rates go up if your roof is damaged by HAIL or WIND??
Weather Forgiveness - Most companies will RAISE your rates for 3 years for hail or other weather related claims! Our PREFERRED carrier WILL NOT!! SAVING you $450!
Will your rates go up if you have a small claim??
Minor Claim Forgiveness - Most companies will RAISE your rates for 3 years for ANY claim paid out under $1,000! Our PREFERRED carrier WILL NOT!! SAVING you $600
Will you get your Roof replaced if damaged by HAIL or WIND??
Roof Replacement - Some companies will DEPRECIATE your roof when you have a Wind or Hail claim! This means they will lower the payout for the AGE and CONDITION of your roof. So if your roof is 10 years old, they will only give you 50% of the cost to replace the roof minus your deductible. This will COST you $1,000's more in out of pocket costs! Our PREFERRED carrier WILL replace the roof no matter age or condition!! SAVINGS you $1,000's
Do I have to pay a higher deductible for Wind or Hail Claims??
Wind or Hail Deductibles - Some companies have a 1/2% or 1% Deductible! This mean that your deductible is 1/2 or 1% of the Dwelling value on your Dec page. So if your home is insured for $300,000, you would have a $3,000 deductible for ALL wind or hail claims! Our PREFERRED carrier has a set $1,500 deductible. SAVING your $1000's in out of pocket costs
Do you have to pay your deductible if your home is totaled by FIRE??
Total Loss Deductible Waiver - Most companies will make you pay your deductible if you home is totaled by fire! Our PREFERRED carrier WILL NOT! SAVING you $1,000 to $5,000
Save Money NOW! AND when you have a claim!!
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